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Item Insurance

Secure items against loss on death.

  • 1 min read
  • By Ayont
  • Updated on 10/25/2026

Equipment

  • Rewind
Table of contents

Item Insurance

/versicherung insures an item against loss.

How it works

You insure an item for Coins. If you die, you get it back instead of losing it — the insurance is consumed in the process.

When it's worth it

For anything you can't replace: a socketed Mythic item, a Spezialwerkzeug, a fully enchanted armor.

Alternatives

  • The enchantment Seelengebunden keeps an item on death without ongoing costs.
  • The perk Seelengebunden works similarly.
  • The Todeskiste already keeps your stuff together — it prevents loss from searching, not loss from lava.

The insurance triggers on every death, including lava and the void — exactly where a Todeskiste doesn't help.

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